Why do motorcycle riders need uninsured/underinsured motorist coverage?

You do not legally have to have it, but you really need it. You already know the biggest risks to you as a motorcycle rider; no matter how safely you ride, a car will turn in front of you, or slam into you from behind, and the driver will say “I just didn’t see the motorcycle.” Unfortunately, there are far too many car drivers out there who have no liability insurance (Florida does not require liability insurance either). That means there is a significant chance the person who causes your motorcycle accident will have no insurance and insufficient assets from which to compensate you for your damages. When you buy uninsured and underinsured motorist coverage, what you are doing in effect is buying liability insurance for the other guy who hits you. This provides a source of funds to compensate YOU when that negligent car driver “just didn’t see the motorcycle.” McMillen Law Firm encourages all motorcycle riders to protect themselves with a reasonable amount of uninsured/underinsured motorist coverage.

The McMillen Law Firm represents motorcycle accident victims throughout Florida, including Orlando, Tampa, Jacksonville, Ft. Lauderdale, Bradenton, Clearwater, Daytona Beach, Fort Myers, Fort Pierce, Kissimmee, Melbourne, Miami, Naples, Panama City, Pensacola, Sarasota, St. Augustine, St. Petersburg, Sebring, Tallahassee, Vero Beach, and West Palm Beach, and the counties of Bay, Brevard, Broward, Collier, Dade, Duval, Escambia, Highlands, Hillsborough, Indian River, Lee, Leon, Manatee, Martin, Miami, Orange, Osceola, Palm Beach, Pinellas, Polk, St. John’s, St. Lucie, Sarasota, Stuart, and Volusia.

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